Sarah Rowan's Blog Posts

Sarah Rowan's Blog Posts

The Cost Of Waiting Excerpt From An Email
I was thinking about writing a blog explaining about how passionate I am right now about people not "waiting" to buy.  I've written it, trashed it and rewritten it again and n...

The Trend Is Not Your Friend
The Trend Is Not Your Friend - For Interest RatesInterest rates are currently at their highest level since April 2014.   That may seem alarming, but keep in mind, they ar...

FHA Mortgage Limit Increases 2017
FHA limit increases coming in 2017!  For all FHA loans initiated after January 1st, 2017 the new rates, by county, are as follows:Larimer $376,050Weld $322,000Boulder $529,000...

Interest Rates At Unanticipated Lows TAKE ADVANTAGE
Interest rates are at 7 month lows!!!That's a conversation no one in the mortgage/ real estate industry thought we would be having halfway through January of this year.  ...

Ten Best Fall Activities In And Around The Fort Collins Area
Summer's over!  For those of us summer devotees, those words elicit immediate dread.  If you, like me, LOVE summer and have a hard time saying goodbye for the year, never...

Appraisers Starting To Push Back Against Rising Prices
As anyone who has been watching the market in our area has seen, prices have been rising at unprecedented rates.  Especially in the lower price ranges.  To complicate mat...

HUGE NEWS FOR THE NORTHERN COLORADO AREA IF PACKAGE GETS APPROVED
Governor Hickenlooper passed the Regional Tourism Act in 2010 which would direct sales tax revenue toward "large scale regional tourism projects of an extraordinary and unique natu...

Free Home Buying Seminar
You are cordially invited to our free home buying seminar!Whether you are a first time home buyer or wanting to get back into home ownership, this short overview will help you to u...

Interest Rates On The Rise Dont Miss Your Window To Buy Or Sell
The last two weeks have seen interest rates jump to 2015 highs.  The German bond market is mostly to blame for recent hike.  The price of bonds jumped from .05 to .61 alm...

Hosting Two Open Houses This Weekend In Fort Collins
It's going to be chilly out this weekend, grab your mom and come have some chilli with my assistant and I!We will be holding two open houses this weekend and will be serving spicy ...

My Perfect Sunny Saturday In Downtown Fort Collins
As the weather gets nicer, I'd like to take a break from mortgage and real estate related blogs and embark on a four week journey to share with you my favorite things to do in down...

Rental Prices Rising At Unprecedented Rates
According to a new article in Forbes magazine.  Rental rates are skyrocketing across the country.  Denver's rent rates have gone up 10.2% in the last year.  This is ...

What Are Short Sales And How Do They Work
I had a client ask me this week what a short sale was and I realized that a lot of people don't know...or have misunderstandings about what a short sale actually is.  A "Short...

Filing Your Taxes If Youre Thinking About Purchasing A Home This Year
If you're thinking about purchasing this year and plan on getting a loan, there are some things you should know before you file them.The first thing that is important is the timing...

Interest Rates At 2015 Highs
Interest Rates are at 2015 highs this week.  The job report from last Friday was good, which is bad for rates which have come up a whole quarter percent in the last two weeks....

Inventory Levels Will Start To Rise In Spring
One of the things that our market is struggling with currently is high demand and low inventory.  However, this area does have pretty distinct seasonal market variation. ...

Mortgage Insurance Tax Deductibility Is Back
Mortgage Insurance Tax Deductibility is back!!!!  Any purchase or refinance transaction closed after December 31st, 2013 is eligible to deduct your Mortgage Insurance on ...

FHA Drops Mortgage Insurance By 50 Basis Points Time To Buy Or Refi
FHA has dropped their mortgage insurance premiums by 50 basis points starting January 26th.  This means FHA home loans will be $50 per $100,000 borrowed cheaper per month.&nbs...

Current Home Inventory Levels Fort Collins Loveland Windsor And Greeley
As promised this weeks’ blog will touch on current inventory levels for our area! Why is inventory important? Home Sales vs Available Homes is a great indicator of demand…or ho...

A Look Back At 2014 Fort Collins Loveland Windsor Greeley
Before we get into the new year, it's often helpful to look back at what the market has done in the previous year in our area.  I have compiled the number of residential detac...

Things To Do In Fort Collins New Years 2014
Happy New Year's!  The year flew by so fast I have whiplash!  I hope your year was as good as mine...here's a list of things to do on New Year's Eve in Northern Colorado ...

Thinking About Purchasing In 2015 5 Things You Should Do
Are you considering purchasing a home in 2015?  Here are some things you should think about doing now:1. Start getting your taxes in order. If you're purchasing after Apr...

How Much Does Interest Rate Affect My Payment
People often get concerned about how much interest rates are going to affect your payment...The answer is, not a whole lot on a monthly basis but it can be a lot long term.  O...

What Is An Escalation Clause And How Can I Use It
The Northern Colorado market is extremely competitive right now.  Many times, if you find a good deal, you will find yourself competing for the same property with other buyers...

7 Benefits Of Homeownership Vs Renting
Thinking about purchasing a home?  There are some great benefits to owning vs. renting, here are some of them:1. Stability of monthly paymentMost of the time when you own peop...

10 Fun Facts About Thanksgiving
1. The first Thanksgiving was in the Plymouth Colony in 1621.2. Americans eat roughly 535 million pounds of turkey on Thanksgiving.3. Californians eat the most turkey of any state....

What Is Title Insurance And Why Do I Need It
What is title insurance and why do you need it?The title to a property is the owner's guarantee that they are in lawful possession of the property.  Title insurance insures yo...

Warming Your House For Less In This Cold Weather
Cold weather has struck with a vengeance!  I don't recall this long of a stretch of cold weather...this early in the year in quite awhile.  As I sit here with a heating p...

Baby Boomers Have No Intention Of Downsizing
A recent study conducted by the demand institute has shown that baby boomers (people born between 1943 and 1963) in most cases do not plan on downsizing!  At least not pr...

5 Questions To Ask Yourself When Youre Trying To Decide Whether To Buy Or To Rent
I often talk to people who are trying to decide if they should buy or if they should rent.  Here are 5 questions you can ask yourself to help your decision.   1. ...

American Housing Survey 2013 Out
The American Housing Survey is out for 2013 and contains information on "single-family homes, apartments, manufactured housing, vacant units, family composition, income, housi...

USDA Redrawing Boundary Lines In November
If you're not aware of the USDA program, it's a great 0-down option.  The intent of the program was to develop rural areas.  So it does have boundaries.  Some popula...

Agent Safety In The Wake Of The Death Of Realtor Beverly Carter
In the wake of the murder of real estate agent Beverly Carter, the real estate community has had to take a good long look at realtor safety.  Often, agents show properties a...

Why Foreclosures And Short Sales Are NOT A Good Deal Right Now
Everyone wants to get a good deal...right?  It seems like when most people think "good deal" they think short sale or foreclosure.  However, that is no longer the case. &...

Seasonal Market Variation
If you're considering purchasing in the next couple of months or over the wintertime you should be aware of seasonal market variation in this area.  The majority of homes in...

Reminder To Winterize
It's getting colder so just a quick reminder to blow out your sprinkler systems!  Also, if you have vacant property you will want to winterize the interior plumbing to avoid b...

Berm Or Earth Sheltered Homes Advantages And Disadvantages
What is a berm home?  As more and more of the community becomes concerned with polution and saving energy we are seeing the advent of solar, wind and geo powered homes.  ...

Home Price Gains Decelerating
The Home Price Index (HPI) released by Black Knight Financial Services shows that home price gains are decelerating.  This is good news for the buyers out there!!!  The m...

Need Help With Your Credit
Many people fear applying for a loan because they're worried about where their credit is.  The minimum score for most programs is 620.  However if you're in the high 500'...

USDA Zero Down Program For Windsor Reminder
Just a reminder that USDA financing is now doing the Windsor Area.  USDA is zero down financing but does have some restrictions.  Let me know if you'd like additional inf...

Tips For Winning In Multiple Offer Situations
The Fort Collins Area right now has certain price points that are very competitive.  It can be extremely disheartening to lose in a situation where your dream home is on the l...

4th Of July Fireworks In Northern Colorado Where And When
Happy Fourth of July!  If you like fireworks as much as I do, you might be interested to know where and when they are, so here goes:Fort Collins, City Park @ 9:35pm:http://www...

5 Things To Think About If You Are Considering A Fixer Upper
A lot of people, when they go to purchase their first home, think of purchasing "fixer uppers".  They want to get into a home and develop some good equity right away.  He...

Modular Vs Manufactured
Do you ever confuse the two?  I did all the time and in fact a lot of agents and sellers don't really know the difference.  Knowing the difference between the two is impo...

Home Sale Report For May For Greeley Evans Fort Collins And Windsor
May was a busy month for sales in this area!  Here is breakdown of total sales for Fort Collins, Loveland, Windsor and Greeley/Evans:Fort Collins: 268 homesGreeley/Evans: 167 ...

Vacancy Rates In Fort Collins Loveland And Greeley
If you're looking to purchase rental property as an investment, vacancy rates are a good indicator of the rental market.  According to Northern Colorado Business Report, the v...

More Areas For USDA Financing
USDA has opened up Timnath, Windsor and Brighton for USDA financing!  USDA is a zero-down 100% financing program which is a great option for certain borrowers.  It is a "...


Property Search









RSS Feed

View our latest blog posts in your RSS reader. Click here to access. RSS

Search Blog

Recent Blogs

The Cost Of Waiting Excerpt From An Email - I was thinking about writing a
The Trend Is Not Your Friend - The Trend Is Not Your Friend - For
FHA Mortgage Limit Increases 2017 - FHA limit increases coming in!&
Interest Rates At Unanticipated Lows TAKE ADVANTAGE - Interest rates are at 7 month!!

Our Bloggers

Saved Properties

This is a list of your favorite properties. We will email you if a property is reduced or leaves the market.

Click 'Save' to add a property to this list.

Register / Login

New & returning visitors please enter your information to login.

By clicking 'register' you are agreeing to our terms of use & giving us expressed written consent to contact you.

Questions? Comments? Complaints?

This message will go directly to the head of our team.

Location & Address

LoanSimple
9635 Maroon Circle, #100, Englewood, CO 80112
Fort Collins, CO
970-237-6796
877-887-2118